The Law Offices of Alyssa Maloof Whatley LLC is a boutique law firm based in Atlanta, Georgia that serves clients nationwide with all types of Debt Relief including IRS and Georgia Tax Relief, Chapter 7 and Chapter 13 Bankruptcy Relief, and Debt Settlement Negotiations. Our firm prides itself on being able to provide quality, affordable, and comprehensive representation for all areas of your financial life. Unlike most Atlanta Tax Attorneys, the Law Offices of Alyssa Maloof Whatley LLC is a one-stop shop for individuals seeking IRS Tax, Georgia Tax, and Debt Relief. When individuals are in a difficult financial situation, they shouldn’t have to pay two lawyers to get the representation they deserve. Our firm is able to provide clients a customized combination of options to reach their financial goals and avoid unfortunate consequences of debt such as IRS bank and wage levies, judgment creditor bank and wage levies, seizures, foreclosures, and repossessions.
There are many options to consider when deciding how to handle IRS and GA Tax Relief. Some of these options include 72 month Installment Agreements pursuant to the IRS Fresh Start Initiative, 84 month Installment Agreements based on the new IRS Pilot Program, Partial Installment Agreements, Currently Non-Collectible Status, Offers in Compromise, and Bankruptcy. Each of these options have pros and cons. Thus, it is necessary to talk to with an experienced tax and bankruptcy attorney regarding which of these options best suit the needs of the individual client. If you would like to learn more about these options, please give us a call to schedule a free one-hour consultation with our Atlanta Tax Lawyers. You can also click on any of the links below to find out more general information about each of these programs.
IRS Fresh Start (72 Month) – IRS Pilot Program (84 Month) – Partial Pay Installment Agreements – Currently Non-Collectible Status – Offers in Compromise – Georgia Installment Agreement (60 Month) - Georgia Offer in Compromise (60 Month)
Often times individuals with tax debt are struggling with other debt as well. Bankruptcy is a great option because it is very affordable and can take care of multiple financial issues at one time. Bankruptcy can also immediately stop IRS bank and wage levies, judgment creditor bank and wage levies, seizures, foreclosures, and repossessions. When deciding whether or not to file bankruptcy, it is very important to discuss your case with a qualified tax and bankruptcy attorney. Not all debts are dischargeable and some tax and/or tax liens may remain after your bankruptcy case. Due to the very complex nature of tax and the requirements for tax dischargeability in bankruptcy, many bankruptcy attorneys are not able to provide their clients a comprehensive analysis of their debt and how it will be treated in bankruptcy. Our firm is able to give clients a complete analysis and post bankruptcy options for any debt that may survive the bankruptcy.
Sometime individuals would rather try to negotiate with their creditors instead of filing bankruptcy. This can be a great option for individuals with credit card debt or large amounts of unsecure debt. In order for debt settlement to be successful, the individual will typically need to have around 20-30% of the total they owe to offer one-time lump sum payments to creditors. Many individuals are not able to gather the funds together to make debt settlement work, but people who can on average tend to save 70-80%. It is important to remember that debt settlement can have tax consequences, which you should discuss with our Atlanta Tax Attorney prior to settling.
If you would like to learn more about these options, please give us a call to schedule a free one-hour consultation.
Chapter 7 – Chapter 13 – Tax Dischargeability – Adversary Proceedings to Determine Dischargeability – Stop Wage Garnishment – Stop Repossession – Stop Foreclosure – Debt Settlement
In addition to Tax and Debt Relief, our Atlanta Tax Lawyers serve clients nationwide in all other areas of tax law including, but not limited to, Correspondence Examinations, Audit Defense, Audit Reconsiderations, Trust Fund Recovery Penalty Interviews, Tax Preparer Penalties, United States Tax Court Litigation, and Georgia Tax Tribunal cases. Many business and individuals at some point in their life will receive a letter from the IRS or state taxing authority regarding changes to their tax return creating an additional tax assessment. Most of the time, our Atlanta Tax Attorneys are able to reduce or completely remove the additional tax by helping clients navigate through the complex tax systems and skilled negotiation techniques.